Terms of Service

Kit (usekit.io) is operated by Kitsune Technologies, LLC, a California limited liability company (“Kit”, “we”, “us”). Questions: hello@usekit.io.

You accept these terms when you agree to them while creating or joining a household. If you don’t agree, don’t use Kit.

Kit is in Early Access. Only households we invite can use it, and invitations can’t be transferred. Because Kit is still early:

• Features will change. We may add, change or remove them, sometimes without notice.
• Things may break. Kit may be slow, unavailable or wrong, and data could be lost. Keep your own copies of anything important.
• We may end Early Access or discontinue Kit. If we do, we’ll give the household administrator at least 60 days’ notice and time to export your data, and we’ll refund any prepaid fees for time you won’t get.

Kit is provided “as is”. See Disclaimers.

Who can use Kit. Nobody under 13 may use Kit. You must be at least 18 to create a household, administer one, or join as an adult member.

Teens. A household administrator who is the teen’s parent or legal guardian may add a teen aged 13 to 17. By adding them, the administrator accepts these terms on the teen’s behalf and is responsible for supervising their use of Kit. Teens can’t connect accounts and can’t see financial data.

Administrators. Each household has at least one administrator. Administrators choose who joins, what role each person has, and which accounts are connected. If you add someone to your household, you’re responsible for having their permission and for how they use Kit under these terms.

Your sign-in. Keep the Google account you sign in with secure. Tell us at hello@usekit.io if you think someone else has used your Kit account.

Early Access is free for your first 2 months. During setup, we’ll ask a household administrator to add a card, and you can decide later. Nothing is charged before the free period ends, and we’ll email the person who pays a week before the first charge. If no card is added, the household pauses at the end of the free period until someone adds one, and your data is kept so you can come back.

Subscription. After the free period, Kit is a paid household subscription. Before you add a card, we’ll show you the price, how often you’re billed, what’s included and any add-ons, and ask you to agree.

Automatic renewal. Your subscription renews automatically at the end of each billing period at the price you agreed to, and we charge your card until you cancel. After you subscribe, we’ll email you these renewal terms and how to cancel.

Payment. Payments are processed by Stripe. Kit never sees or stores your card number. You authorize us to charge your card for each renewal and any add-ons you turn on.

Canceling. You can cancel anytime in Kit’s settings, online, in a few clicks. You don’t need to call or email us. Canceling stops the next renewal, and Kit keeps working until the end of the period you’ve paid for.

Refunds.

• If you change your mind about your first paid charge, email hello@usekit.io within 14 days of it and we’ll refund it in full.
• Monthly plans: after that, we don’t refund part of a month.
• Yearly plans: you can cancel anytime, and we’ll refund the whole months you haven’t used.
• If we discontinue Kit, or end your access when you haven’t broken these terms, we’ll refund prepaid fees for time you won’t get.

Price changes. If we change the price, we’ll email the person who pays at least 30 days before the new price applies. The new price starts at your first renewal after that notice, and you can cancel before it does.

Taxes and failed payments. Prices may exclude taxes. If a payment fails, we’ll retry it and let you know. If it still fails after 14 days, the household pauses until it’s resolved.

You own your content. That includes your conversations, tasks, notes, files, and the data you bring in from connected accounts.

Our license. You let us store, process, copy and display your content only to run, secure and support Kit for your household, as the Privacy Policy describes. This includes sending the relevant parts to the service providers listed there, such as the companies that run Kit’s language models. We don’t sell your data, use it for advertising, or train AI models on it. This license ends when your content is deleted, apart from backup copies, which expire as described below.

Within your household. Members can see what you share with the household, depending on their roles and the visibility you choose.

Our property. We own Kit’s software, design and brand. We may use feedback you send us without owing you anything.

Kit works with accounts you choose to connect:

• Google (Gmail, Calendar, Drive)
• banks and cards through Plaid
• Kit’s Mac bridge for iMessage and SMS, if your household installs it

When you connect an account, you authorize Kit to access it as described here and in the Privacy Policy. Connect only accounts and devices you’re allowed to use.

Google. Kit uses Google data only to provide the features you use, under Google’s API Services User Data Policy.

Banks (Plaid). You sign in to your bank on Plaid’s page, and Kit never sees your bank password. Kit’s bank connections are read-only: Kit can see balances, transactions, investments and loan details, but it can’t move money. By connecting, you agree to Plaid’s handling of your data under the Plaid End User Privacy Policy. Kit Money is opening to households a few at a time. If a household stays paused for 30 days, we may disconnect its banks and keep its history, and you can reconnect them when you return.

Other people’s messages. Email and text messages include what other people wrote to you. You’re responsible for having the right to bring them into Kit.

Third-party terms. Services you connect have their own terms. We’re not responsible for their services, outages or the accuracy of their data.

Disconnecting. You can disconnect any account in Kit’s settings at any time. You can also manage bank connections at my.plaid.com.

Kit uses AI to answer questions, summarize what you connect, and suggest or carry out actions.

Kit can be wrong. It can misread an email, miss an event, or get a date or amount wrong while sounding sure. Check anything important, especially dates, money and deadlines.

Not professional advice. Nothing Kit says is financial, investment, legal, tax or medical advice. For those decisions, talk to a qualified professional.

Kit Money informs. It doesn’t advise on investments or trade. Kit can describe your accounts, holdings, spending and net worth, and help with budgeting and saving. Kit doesn’t recommend buying, selling or holding any security, fund or allocation, doesn’t predict prices, and never places or helps place trades.

What Kit can do, and what needs your OK:

• Email: Kit can draft an email in your Gmail Drafts after you confirm it in Kit. Kit sends an email only after you tap Send, and you can undo it for 30 seconds. It sends only from your own account, and never deletes mail.
• Calendar: after you confirm the exact details in Kit, Kit can add, change or delete events on a connected Google Calendar. Guests on those events get Google’s invitation and update emails.
• Inbox tidy: if you turn it on, Kit proposes labels for your mail and files it once you approve. In automatic mode, Kit files the items it’s sure about without asking each time. You can undo a tidy.
• Inside Kit: Kit can create and update tasks, projects, contacts, notes, orders and filed documents when you ask, without a separate confirmation.
• Never: Kit can’t move money, pay bills, make purchases or trade.

You’re responsible for the actions you approve, the drafts you send, and the decisions you make using Kit.

Don’t use Kit to:

• break the law or anyone else’s rights, including privacy rights;
• create, store or share illegal content, including any content that sexually exploits children;
• connect or read accounts, devices or messages you’re not authorized to access;
• harass, threaten, deceive or harm anyone;
• interfere with or overload Kit, or try to get into another household’s data;
• send automated or bulk requests to Kit, except through features Kit provides;
• probe or bypass Kit’s security or safeguards, including by trying to trick the AI into ignoring its rules (please report security problems to hello@usekit.io instead);
• copy, scrape or resell Kit, reverse-engineer or decompile it, or extract its prompts, instructions or other non-public parts, except as the law allows;
• use Kit, or what you learn from it, to build or train a competing product or AI model; or
• make decisions about other people’s eligibility for jobs, housing, credit or insurance.

We don’t monitor your household’s content. We may access and disclose information when:

• the law requires it, such as a valid subpoena or court order;
• we need to report illegal activity, or to protect someone’s safety; or
• we need to enforce these terms or protect Kit and its users.

Where the law requires it, we report child sexual abuse material to the National Center for Missing & Exploited Children. Where we’re allowed to, we’ll tell you about a legal request for your data before we respond.

You can stop at any time. Cancel your subscription to stop billing. An administrator can pause the household, or delete it in Kit’s settings.

We may suspend or end your or your household’s access if you seriously or repeatedly break these terms, don’t pay, create a risk to Kit or others, or the law requires it. Unless it’s urgent, such as a security risk, illegal content or a legal requirement, we’ll tell you why first and give you a chance to fix it.

What happens to your data. Deleting a household revokes Kit’s access to connected accounts and deletes the household’s data, as described in the Privacy Policy’s Retention and deletion section. If we end your access, you can ask us at hello@usekit.io to export or delete your data.

These sections survive termination: ownership, disclaimers, limits on liability, indemnity and governing law.

Disclaimers. Kit is provided “as is” and “as available”. To the extent the law allows, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We don’t promise that Kit will be uninterrupted, error-free or secure, or that its outputs will be accurate.

Limitation of liability. To the extent the law allows:

• We aren’t liable for indirect, incidental, special, consequential or punitive damages, or for lost profits, data or opportunities.
• Our total liability for all claims related to Kit is limited to the greater of the fees you paid us in the 12 months before the claim arose, or $100.

These limits don’t apply where the law doesn’t allow them, such as for fraud, gross negligence or willful misconduct.

Indemnity. If someone makes a claim against us because you broke these terms, misused Kit, or connected an account or content you had no right to share, you’ll cover our reasonable losses and costs.

Law and venue. California law governs these terms, without regard to its conflict-of-law rules. Any dispute will be brought in the state or federal courts in Los Angeles County, California, and you and we consent to their jurisdiction. Before filing, please email hello@usekit.io so we can try to resolve it informally.

Changes. If we change these terms, we’ll update the date at the top. For a material change, we’ll email your household’s administrator at least 30 days before it takes effect, unless the law or a security issue requires it sooner. If you keep using Kit after that, you accept the change. If you don’t agree, you can cancel and delete your household.

Everything else. These terms and the Privacy Policy are the whole agreement about Kit. If part of them can’t be enforced, the rest still applies. Not enforcing a term right away doesn’t waive it. You can’t transfer these terms without our consent; we may transfer them to a company that takes over Kit.

Contact. Kitsune Technologies, LLC · 2108 N St, Ste N, Sacramento, CA 95816 · hello@usekit.io